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Mortgage with County Court Judgements
If you have had a county court judgement or a number of
judgements registered against you in the past, you could find yourself rejected
by many of the mortgage lenders on the high street because they will regard you
as presenting too
much of a lending risk.
If you paid the debt off (called satisfying the CCJ) at least a year ago, it
should be marked satisfied on your credit record and this improves your
credit rating meaning you may have a greater choice of mortgage options.
If you paid it off more recently or if the CCJ is still unpaid, r.
An independent mortgage adviser has access to lenders in the UK who will offer a mortgage to people with a CCJ or CCJs. Simply complete our no obligation enquiry form and one of our expert mortgage advisers will get back to you with the options currently available. |
Having a CCJ is far more common than you may think. Each
year in approximately 1 million CCJs are registered in England and Wales. It
can happen all too easily, sometimes they are issued without you even being
aware of it. A difficult divorce, unemployment, or perhaps a large bill
that you simply couldn't afford to pay. Others may have forgotten to pay a
utility bill or some other small amount due to an oversight.