Mortgage with credit default

A credit default notice is simply a record placed on your credit file by creditors stating that you failed to keep up  repayments on a personal loan, credit card, catalogue or other credit agreement. Such notices may have been placed without your knowledge and despite a subsequent remedy to the default. 

Under the terms of your credit agreement you will probably have agreed that the lender has the right to inform the credit reference agencies of any default (non payment). 

A default on a credit agreement will harm your credit score and is quite often enough to make a high street lender refuse your application for a mortgage or remortgage.

We'll find the best mortgage deal for you even if you have credit defaults

However all is not lost.  As independent mortgage advisers, we have access to lenders in the UK who will offer a mortgage to people with credit problems including defaults. 

We'll  identify the mortgage lenders and products that provide the best deal for your individual credit profile.

Simply complete our no obligation enquiry form and one of our expert mortgage advisers will get back to you with the options currently available.