Non Status Mortgage with No Proof of Income

Self cert is the ideal solution for those who find it difficult to confirm their income in the traditional way required by conventional mortgage lenders, for example three years’ accounts or confirmation of income via payslips, etc.  

With a self certified mortgage (also known as non status, self declaration, self certificate), borrowers can just declare their income to a lender without having to provide proof. The lender will then carry out credit checks to assess your suitability. The decision rests around the confidence the lender has in the borrower’s ability to keep up regular repayments of the loan.

Exclusive Deals
As an independent mortgage broker we have access to all the lenders in the UK that offer self certified mortgage products.  Furthermore we have access to a number of exclusive mortgages which require no proof of income. Many of these products are not available by going to a lender directly and are only available through specialist brokers such as ourselves.

Flexible Mortgages
We can tailor your self certified mortgage to adapt to your changing circumstances.  You could increase payments or a pay lump sum when cash flow is good and reduce payments or take payment holidays when required.

Not Only For The Self Employed
We have schemes which cater for the self employed as well as employed individuals with a variable income.

We'll Find You The Best Deal
Simply complete our no obligation enquiry form and one of our expert self certified mortgage advisers will get back to you with the best deals currently available.